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Financing

Ride Now. Pay Later.

With special financing at Syracuse Bicycle, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike and cycling apparel and equipment today! 

We offer a variety of special financing plans, allowing you to ride now and pay later.

How Klarna Works

  1. Pick out your new stuff - including bikes, trainers, cycling computers, locks, apparel - you get the idea.
  2. Ask Our Sales Associate to Pay with Klarna.
  3. Our Sales Associate texts you a link.
  4.  Review your order.
  5. Complete the Klarna application.
  6. Select your  payment option.
  7. Nothing left to do but pedal, pedal, pedal.


Financing Options:

Term loan financing
 A closed-end loan with no hard credit checks or hidden fees
 Available for qualifying orders up to $10,000
 0-24.99% APR with plans ranging in length from 6 to 36 months
 Down payments may be required
 Auto payments are enabled at checkout to ensure that riders are in control and never miss a payment
 Not currently available in Colorado, Massachusetts, Connecticut, and Iowa
 
 Tailored financing
 A revolving loan that requires a hard credit check
 Available for qualifying purchases from $400 to $10,000
 0-19.99% APR with plans ranging in length from 6 to 36 months
 Down payments are not offered
 Available only in Colorado, Massachusetts, Connecticut, and Iowa
 
 Pay in 4
 Allows customer to spread the cost of a purchase over four interest-free payments
 Soft credit check
 Payments are automatically collected every 2 weeks from the customer’s debit or credit card
 No fees if payments are made on time
 Auto payments are scheduled at checkout to ensure that riders are in control and never miss a payment
 No impact on credit score
 Not currently available in New Mexico
 
 Pay in 30
 Allows customer to get up to 30 days to pay for a purchase without any interest or fees
 Soft credit check
 Payment is automatically collected after 30 days from the customer’s debit or credit card. Customers can use the Klarna app to pay the balance off earlier at no cost or extend the due date for a fee.
 No fees if payments are made on time
 Auto payments are scheduled at checkout to ensure that riders are in control and don’t miss their payment
 No impact on credit score
 Not currently available in New Mexico 

*special terms apply


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